Why do you need to provide personal information to apply?

Penny Inc is required to request your social security number (SSN), Date of Birth, and other identifying information as part of our verification program. As required by our banking partners and in support of the US Patriot Act, Penny Inc must verify that every Penny applicant is a qualified individual and a verifiable US business. 

We take your privacy and the security of your data very seriously. Penny Inc uses 256-bit Secure Socket Layer (SSL) encryption to ensure your personal data is protected. Your personal information is stored in highly secure data centers, which utilize state-of-the-art electronic surveillance and multi-factor access control systems.

Please also refer to the Privacy Policy for more information about the information we collect and how we keep your information secure. 

Please note: Penny Inc DOES NOT run a credit check or access your credit report. Applying for Penny Inc will NOT affect your credit score.

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